I devised this one while lying in bed this morning, basically as a displacement activity for getting out of bed and cracking on with the day. Yes, that might be an extra clue.
Automobile financed, Ethel Merman starts to rise and shine, we hear. (5,4)
I’ll leave the solution in the comments – but no advance peeking, do you hear? I’m placing you on trust…
Update: OK, so maybe that one was too easy. In which case, try this one.
Minty Yorkshireman’s ejaculation into African dictator’s behind. (6,6)